How To Transfer Money From On My Way App

A fast and reliable money transfer app right at your fingertips, 24/7

Send money, track transfers, view exchange rates¹ and find agent locations – all on the go with the Western Union^®app.

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$0 transfer fee¹ when sending money online to international bank accounts.

Added security and peace of mind

Fingerprint scanning

Get started in seconds with one-touch fingerprint login.

Committed to security

We are PCI DSS compliant and committed to keeping your data and payments secure.

Transfer tracking

See the status of your money transfer on our app with the MTCN.

Encrypted transfers

We use encryption to help protect your money transfers.

Frequently Asked Questions about the Western Union^® mobile app

How do I get the Western Union^® mobile app?

How do I send money with the Western Union^® mobile app?

1. If you already have the Western Union^® app, log in with Touch ID or your credentials. If you don't have our app yet, simply download it on the Apple App Store or Google Play Store. New users can follow the steps to sign up and register a profile.
2. Start a transfer by entering the destination country and the amount you would like to send. Choose the payout method that works for you: directly to a bank account, for cash pickup or to a mobile wallet³ based on your receiver's country. Enter your receiver's details.
3. Pay for your money transfer via credit/Visa debit card² or with your bank account.
4. We will provide the tracking number for your transaction (MTCN). Share this number with your receiver to track the funds. If sending to a mobile wallet, you and your receiver will get a confirmation alert via text notification when the money is delivered.

Can I start a money transfer in the Western Union^® app and pay in person?

Yes, save time at the counter by starting your money transfer on the Western Union^® app or online and paying in cash at a participating agent location. When you begin a money transfer on the app, you will be provided with the option to pay in cash at an agent location.

Can I pay in cash even if I use the Western Union^® app to send money?

Yes, you can save time at the counter by starting your money transfer on our app or online and paying in cash at a participating agent location. When you begin a money transfer on the app, you will be provided the option to pay in cash at an agent location.

Are money transfer apps safe?

Western Union is PCI DSS compliant and committed to keeping your data and payments secure. We use a variety of techniques to protect the confidentiality of your personal information, including SSL technology.

You can learn more in our Privacy Policy.

¹Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates. Fees, foreign exchange rates and taxes may vary by brand, channel, and location based on a number of factors. Fees and rates subject to change without notice.

²If you're using a credit card, a card-issuer cash advance fee and associated interest charges may apply. To avoid these fees or for reduced fees, use a debit card or check other payment methods.

³Funds will be paid to receiver's mWallet account provider for credit to account tied to receiver's mobile number. Additional third-party charges may apply, including SMS and account over-limit and cash-out fees. Funds availability subject to terms and conditions of service. See Mobile Form for Restrictions.